Re: lower end victims don't have flood insurance and won't get checks... --Not true, I can assure you that here in the Houston region it was mostly UPPER MIDDLE class that was affected most. Even a modest percent of affluent to wealthy were affected. Pre storm developers went wild building houses anywhere they wanted. (HA, what permits). Many higher end subdivisions went up in and around reservoirs. Along bayous and creeks etc. This storm actually pummeled the upper classes to a higher degree. And a very small percentage of anyone. (less than 20% carried flood insurance). Many poorer areas didnt even flood.